AUUUUUUUUUUUUUUUUUGH!!!!

[h-bot]

From: twostrokefanatic_REMOVE_658733_THIS_@yahoo.com


Today, some pinhead in an 2000 Audi A6 rear-ended
me in my 100% original 1978 Olds Starfire/Firenza,
pushing me into the oncoming lane of traffic. The damage
is total - front and rear ends crushed, unibody bent
(the door stuck getting out...). What I am looking for
is a way to make the insurance company see that this
pristine 305, 2bbl, 4spd car with 48K original miles is
worth more than the bluebook value....Any suggestions?


[This is message #385 by user twostrokefanatic on Yahoo! Club v8 hbody: http://clubs.yahoo.com/clubs/v8hbody ]

[h-bot]

From: vegatex_REMOVE_674404_THIS_@yahoo.com


YES!!! I was hit in my recently-restored '76 Vega
wagon. I showed the adjuster every receipt I had from
everything I had purchased in the past year -- paint shop,
weatherstripping, parts and labor, etc. I showed him before and
after pictures. I showed him all the old parts I has
removed and still had-- all to substantiate the
restoration. Next, I got multiple sources for value--
NADA.com, and an Oct, 2000 Old Cars Pricing Guide (any
decent book store will have one in the periodical
section.) I faxed these to the claim agent at the insurance
company. The NADA site has three levels of vehicle quality
and the Old Cars Guide uses a typical 5-1 scale. Five
is a dog, One is a near-perfect show car that isn't
driven. There are definitions in the front to describe
specific things to look for to rate your car. In my case,
I knew my car was better than a 3, but not quite a
2, so I took the average value between the two- it
worked out to $2800.00 on the Old Cars scale, and that
was also the average of the middle and top value on
the NADA.com site. They only wanted to total the car
at 1900.00 until I sent them this stuff, then they
agreed to value the car at $2800.00. I settled with them
for $2226.00 cash and I keep the car and original
title-- $2800 plus TTL, minus 200.00 deductible, minus
$560.00 salvage value (I thought that was too high, but
decided to quit while I was ahead!). I found good
junkyard parts to fix the car for $242.00 and the frame
shop is straightening it and fixing dings in the body
panels for $1200.00. Bottom line-- NEGOTIATE!! Don't let
them tell you what your vehicle is worth if you can
substantiate its quality and find numbers to back you up!


P.S.--Once mine is fixed, new engine is in, and it is back
on the road, I will have it appraised and insured
for that value!

Dave


[This is message #386 by user vegatex on Yahoo! Club v8 hbody: http://clubs.yahoo.com/clubs/v8hbody ]

[h-bot]

From: uuvnvrceen1_REMOVE_183199_THIS_@yahoo.com


If you have a copy of the bill of sale stating how much you paid for it or the ad in the paper in which you found it from with the price. Those would be a start. Tom C.


[This is message #387 by user uuvnvrceen1 on Yahoo! Club v8 hbody: http://clubs.yahoo.com/clubs/v8hbody ]

[h-bot]

From: twostrokefanatic_REMOVE_638738_THIS_@yahoo.com


Thanks for the info!!! I certainly will not go the liability route again...


[This is message #388 by user twostrokefanatic on Yahoo! Club v8 hbody: http://clubs.yahoo.com/clubs/v8hbody ]

[h-bot]

From: margie72616_REMOVE_620909_THIS_@yahoo.com


I was hit by an 60 year old woman a couple
years
ago in my 76 Monza. It was a 262 C.I. 4-Speed
and
the paint was not very good. She hit the right front
corner & it was totaled, I spent a night in the
hospital. 4 days later a gentleman came to
give me a
whole $300.00. I told him that I wanted
my car
repaired which he stated it was not worth
fixing, I
said that was fine, get me one just like it and while
he was looking for one I needed him to rent me a
car. to make a long story short
he paid the
Hospital bill ($1,200.00) $3500.00 for the car & the car
back. THEY WILL PAY.


[This is message #391 by user margie72616 on Yahoo! Club v8 hbody: http://clubs.yahoo.com/clubs/v8hbody ]

[h-bot]

From: jimmmyq_REMOVE_877588_THIS_@yahoo.com


Jim, use the internet as your friend! Look at
ebay, yahoo, and other sites where people buy and sell
cars like yours. Print out a few clean older H bodies,
could be monza or vega. print out some comparable
mustang 2 V8 cars. If you can show them more than 2 or 3
examples of cars close to yours and what they sold for -
the extra that people pay for CLEAN old cars with the
right stuff (v8), you should have a good starting
point. If you find a low mileage V8 monza, and it brings
3500 on ebay, just tell the insurance company they can
pay you for yours or buy that one for you!
The
more examples you can find the better. If anybody else
knows of any, get a link and you can print them out.
GOOD LUCK!!


[This is message #393 by user jimmmyq on Yahoo! Club v8 hbody: http://clubs.yahoo.com/clubs/v8hbody ]